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Beginning this year, and annually going forward, you will be receiving two reports: an Investment Performance Report as well as an Annual Fees and Compensation Report. These reports are the result of a mandate across the investment industry by the Canadian Securities Administrators and are designed to help you understand the applicable costs incurred in your account compared to how well your investments performed during the preceding calendar year. You should expect to receive these reports by the end of January 2017. Once you receive the reports, kindly review the information provided in these documents and contact an Investment Representative at 1-800-760-1180 should you have any questions.

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